Personal Insurance     

Important Links

Auto
MTO Traffic Cameras
Vehicle Information Centre of Canada
Personal
Insurance Bureau of Canada
Miscellaneous
Postal Code Lookup
Telephone Lookup

  Auto Coverage
Many companies today will increase your rates dramatically if you have an "at fault" claim. Dominion of Canada does not charge you for a claim in which you are liable but no claim was paid. Such a simple thing could save you literally thousands of dollars over six years.

  Home Coverage
Jewelry coverage and water damage claims are the most misunderstood type of claims. If you know your available options, you are more secure with your decisions.

Home Business Coverage is a relatively new coverage for the small entrepreneur. $100-150 can go a long way to protection your new business.
A comprehensive Home or Tenants package is the best type of coverage to have today.
Personal Umbrella coverage protects you and your family up and above the normal liability limits of your auto and home coverage.

  Out-of-Province Emergency Medical Coverage
Be very careful when you are providing out of province coverage for you and your family. If you have employee benefits at work, STOP; your benefits at work may be dramatically reduced by purchasing your travel coverage through your credit card. What you want to make sure is that you private coverage resonds to the claim without sending a bill to your employer for the claim.

  Boating
This summer we have had many enquiries about power boats and especially Jet Skis. Jet Skis are insured according to their value and the speed of the craft. Expect to pay about 3% to 5% of the value of the craft and be very careful of allowing children access to these machines. Under the new rules in Ontario, licensing will be required for all operators over the next two years.


J.A. McEdwards Insurance Brokers is licensed to provide coverage to residents of Ontario, Canada.
Legal Information